Dan Turgel

Daniel Turgel Product and Underwriting Leader Louisville, Colorado, United States Summary Product and Underwriting Leader who brings a combination of expertise at the intersection of insurance with AI, IoT, cyber, robotics that creates value and supports profitable growth by eliminating property and casualty risks. Significant underwriting portfolio and product management experience with ownership for end-to-end delivery, from product vision to strategy/roadmap, market intelligence/insights, design, UI/UX, prototyping, versioning, testing, deploying, impact measurement, and cybersecurity. Equally comfortable in start-ups to multibillion-dollar companies developing and marketing products that drive revenue growth across Commercial, Personal & Specialty lines. Experience Topsail Re Vice President of Underwriting April 2023 – Present (3 months) Denver, Colorado, United States Developing, underwriting, and negotiating new and renewal property and casualty treaty business Working with actuarial, claims, accounting, legal and operational teams to manage the full client experience Reviewing and analyzing XOL and QS reinsurance treaty submissions and preparing for analysis by actuaries Reviewing actuarial pricing analysis and working with pricing to develop loss selections Collaborating with pricing, CUO and Chief Actuary to creatively structure deal terms Performing underwriting audits of cedants and traveling to clients, brokers, and conventions/conferences InsurTech Denver Co-Founder December 2018 – Present (4 years 7 months) Page 1 of 4 Denver, Colorado, United States -Co-founder of InsurTech Denver, a community of 700 professionals from local technology startups, regulatory body, various industry groups and venture capitalists. -Run several educational and networking programs annually that facilitate growth of P&C underwriting capital and capacity as well as funding for startups. MindHome Chief Technology Officer March 2020 – October 2022 (2 years 8 months) Louisville, Colorado, United States -Hired team and led the Internet of Things (IoT) sensor and robotics product development and lifecycle in an agile development framework, including R&D and implementation of cutting-edge materials, hardware, firmware, soft actuators, operating system and user interface. -Directed development and marketing of e-commerce sales platform, global supply chain and vendor management, and signed a $10M distribution deal with a major wireless carrier. -Established ecosystem of external vendors, open-source repository creators, other startup founders/executives and large technology stalwarts to identify and integrate the best technologies from LiDAR and LiFi to deep learning and other artificial intelligence tools. -Created insurance risk management product strategy, underwriting guidelines and digital distribution agreements that established a trend for home insurers to reduce risk by integrating IoT sensor and actuator technology into their core underwriting systems. Smartinsure CEO & Founder October 2017 – March 2020 (2 years 6 months) Greater Denver Area www.mysmartinsure.com | www.facebook.com/MySmartInsure/ -Created a new insurance customer experience for homeowners based on internet of things (IoT) and Smart Home technology that lowers risk, lowers premiums, and eliminates losses by using real time streaming customer data to monitor all risks associated with the home – all at no additional charge to the customer. ReSource Pro Page 2 of 4 Product Specialist May 2016 – August 2017 (1 year 4 months) Greater New York City Area -Led teams from operations, IT and service delivery that designed and implemented a data analytics software product that enables insurance agencies to optimize their revenues and profitability by making better product and marketing decisions. -Co-led sales initiative that propelled revenue 500% in 2 years by developing value proposition messaging and marketing campaigns that engaged and converted prospects to customers. -Established and implemented minimum viable product (MVP) methodology and lean product portfolio management for various data products. Arch Reinsurance Company Underwriter July 2015 – March 2016 (9 months) Morristown, New Jersey, USA Workers’ compensation excess of loss treaty underwriting and pricing tool optimization using excel/VBA Arch Reinsurance (Europe) Director of Underwriting, Arch Underwriting Division May 2013 – June 2015 (2 years 2 months) Shanghai, China In charge of marketing for Arch in all lines of business in China including property, casualty, agriculture, marine and other specialty lines. Arch Re Facultative Underwriting Director July 2010 – May 2013 (2 years 11 months) Boston Underwrote property facultative reinsurance, created corporate training manual, and edited weekly corporate summary of public insurance and reinsurance firms for internal distribution Fireman’s Fund Insurance Company Intern May 2009 – August 2009 (4 months) Group Program Office and Communications. Page 3 of 4 Education the Wharton School MBA, Insurance · (2008 – 2010) University of Pennsylvania Master of Arts – MA, International Relations and Affairs · (May 2008 – May 2010) The Ohio State University Bachelor’s, Chinese, Russian · (January 2000 – June 2004) Newton South High School